Contact UsFinancial Aid Office
535 Watson Drive
Claremont, CA 91711 Location: Building 535
Phone: (909) 607-8258
Fax: (909) 607-8086
Email: financial_aid[at symbol]kgi.edu
Financial Aid Frequently Asked Questions
- I am a prospective student. When do I start the financial aid process?
Whether you plan on applying for scholarships, Federal Aid, private student loans, or a combination, you should start the financial aid process as soon as you are admitted to KGI, or as soon as applications become available.
Please be aware, failure to apply and complete all documents for financial aid in a timely manner does not relieve you of your obligation to meet the payment deadline. If by the payment deadline you do not have aid awarded or you have not made payment/set up a payment plan and you have a balance due you will receive a late fee. For specific information about late fees, please access the KGI Student Accounts page.
- When is the deadline to apply for financial aid?
Since KGI has a rolling admissions process, there is no set deadline to apply for financial aid. However, if all steps and/or documents are not complete in enough time to process your aid and apply it to your student ledger, you will receive a late fee on your KGI Student Account. A good rule of thumb is to complete all steps to obtain the aid you are requesting as soon as you are admitted to a program. At the latest, the KGI Financial Aid Department recommends you complete all steps to obtain the aid you are requesting 30 days before the official start of classes for your program.
- How do I find information about scholarships at KGI?
KGI has scholarship funds available through endowed, gift and KGI funded sources. Currently, the only KGI programs that qualify for scholarship are the Master of Bioscience (MBS), Master of Engineering (MEng), and Doctor of Pharmacy (PharmD). For more detailed information please visit the scholarship pages for The School of Applied Life Sciences (SALS), and School of Pharmacy (SoP).
- How do I find information on outside scholarships?
The KGI Financial Aid Office receives scholarship information from various organizations periodically throughout the year. Students are notified via the KGI Twitter Account @KGIFinancialAid, or by the Student Services Department. Check with your affiliations for scholarship opportunities, such as clubs, religious organizations, employers, and Native American Tribal Associations.
You can also utilize reputable scholarship search engines to find criteria driven scholarships just for you.
- What types of loans are available to KGI students?
Federal Loans are available to U.S. Citizens and Permanent Residents.
KGI International Student Loans are available to KGI's international student body.
Private Student Loans are available to both domestic and international students. Most students should be prepared to have a co-signer that is a U.S. Citizen or Permanent Resident when applying for private loans.
- What is the Keck Graduate Institute Federal School Code?
G38533. Pleases note that KGI is listed as Keck Graduate Institute of Applied Life Sciences. This is the school code all KGI students should use even if you are not in the School of Applied Life Sciences (SALS).
- How do I apply?
For all Federal Financial Aid programs, students must complete a Free Application for Federal Student aid (FAFSA). The school code for KGI is G38533. In order to complete the FAFSA, students will need a Federal Student Aid ID (FSA). Students can create a FSA ID on the Federal Student Aid Website.
- What is a Federal Student Aid (FSA) ID?
An FSA ID is a username and password that you must use to log in to certain U.S. Department of Education (ED) websites. Students and endorsers are required to use an FSA ID. Your FSA ID is used to confirm your identity when accessing your financial aid information and electronically signing your federal student aid documents such as the Free Application for Federal Student Aid (FAFSA). Students can create a FSA ID on the Federal Student Aid Website.
- Is parental information needed for the FAFSA?
Students that have earned a Bachelor Degree are considered independent. Therefore parental information is not required for most KGI programs, but may be required for some scholarships.
- How do I confirm my FAFSA is complete?
Students will receive a confirmation number upon completion of the FAFSA. If a valid email address was included on the application, the Department of Education will email you instructions on how to access your Student Aid Report (SAR). The SAR summarizes the information you provided on your FAFSA. Review it carefully to make sure it is correct and complete. We suggest you keep a copy for your records. If your SAR indicates that your schools Financial Aid Office will need additional information, please contact the KGI Financial Aid Office.
- How soon after January 1 should the FAFSA form be completed?
Students should complete the FAFSA as soon as possible after January 1 of each year. Do not wait until your taxes are done. Although it is better to do your taxes early, it is acceptable to use estimates of your income, so as long as they aren't far off from the actual values. You will have the opportunity to go back and make corrections once your taxes are complete.
- Why am I sometimes required to submit additional information even after I have completed the FAFSA?
Some applicants may have special circumstances that the Department of Education is asking the school to verify before any federal awards can be offered to a student. The KGI Financial Aid Office may request you provide copies of official documentation to fulfill a verification request. Documentation can be emailed to financial_aid[at symbol]kgi.edu. Documentation can also be brought to the KGI Financial Aid Office during the business hours of M-F, 9:00 - 5:30.
- Do I need to be admitted before I can apply for financial aid?
No. You can apply for financial aid any time after January 1. To actually receive funds, however, you must be admitted and enrolled at least half time at Keck Graduate Institute.
- Do I apply for financial aid each year?
Yes. Students are required to complete a FAFSA each year they are attending KGI.
- What is a Graduate PLUS Loan?
PLUS Loans are federal loans that graduate or professional degree students can use to help pay education expenses. The U.S. Department of Education makes Direct PLUS Loans to eligible borrowers through schools participating in the Direct Loan Program.
Here's a quick overview of Direct PLUS Loans:
- The U.S. Department of Education is the lender.
- The borrower must not have an adverse credit history.
- The maximum loan amount is the student's cost of attendance (determined by the school) minus any other financial aid received.
- What is cost of attendance (COA)?
Cost of attendance is the total cost to attend a school for an academic year. This amount includes not only your tuition cost but also estimated living expenses such as rent, food and transportation. You are legally allowed to receive financial aid up to the COA amount Keck Graduate Institute has established.
- What is a Master Promissory Note (MPN)?
The Master Promissory Note is a legal binding contract promising to pay back your Direct Federal loans. The note also includes language about your rights and responsibilities as borrower. You must sign a separate MPN agreement for Unsubsidized and Graduate PLUS Loans.
KGI International Student Loan
KGI has a loan available for the international student body called the KGI International Student Loan. Approval a KGI International Student Loan is contingent upon the KGI Financial Aid Office receiving the KGI International Loan Promissory Note, with an original signature and the KG International Loan Entrance Counseling. All documents must be received two weeks prior to the start of classes to insure on time disbursement. Learn more about KGI International Student Loan Promissory Note and Entrance Counseling.
Private Student Loans
Private Loans are credit-based consumer loans for students that can be used for educational-related purposes. Private loans may not have the same repayment options as Federal Direct Loans, so be sure to review the payment options before borrowing.
KGI is partnered with FASTChoice to make it easier for you to learn about private loans by providing information in a straightforward format to help you determine which private student loan best meets your needs.
Most students should be prepared to have a co-signer that is a U.S. Citizen or Permanent Resident when applying for private loans.